Why Become a Member?
Membership at Lokseva is more than just opening an account; it's becoming an owner. As a co-operative society, our members are our primary stakeholders. You gain access to a complete suite of our financial products, preferential rates, and have the right to participate in the society's democratic process.
Membership Benefits
- Access to All Schemes: Avail all our specialized deposit and loan products.
- Attractive Dividends: Earn potential dividends on your Share Capital, subject to the society's annual performance.
- Preferential Rates: Enjoy access to special interest rates on deposits and concessions on loan processing fees.
- Voting Rights: Participate in the Annual General Meeting (AGM) and have a say in the society's management.
- Financial Guidance: Receive personalized service and financial guidance from our expert staff.
Eligibility & How to Join
Becoming a member is a simple and transparent process.
- Eligibility:
- Must be an adult (18+ years of age).
- Must be a resident within our area of operation (e.g., specific districts in Maharashtra).
- Must be of sound mind and not disqualified by any law.
- Required Documents (KYC):
- Proof of Identity (any one): Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Proof of Address (any one): Electricity Bill (latest), Aadhaar Card, Passport.
- Photographs: 2 recent passport-size photographs.
- Process:
Visit our nearest branch with the original and a copy of the required documents. Fill out the membership application form and submit it to our staff, along with the requisite Share Capital contribution and admission fee.