Access Funds, Keep Your Investments
Why liquidate your long-term investments for a short-term need? Our Loan Against Investment provides you with immediate liquidity by allowing you to pledge your existing financial assets, such as Fixed Deposits (FDs), Recurring Deposits (RDs), or other approved securities.
This way, your investments continue to grow and earn interest/dividends, while you get the funds you need at a highly competitive interest rate. It's the smartest way to manage your cash flow without disrupting your financial goals.
Key Features
- Instant Liquidity: Get funds quickly, often as an overdraft (OD) facility.
- No Need to Sell: Your investments remain intact and continue to appreciate.
- Lower Interest Rate: Interest rates are significantly lower, often just 1-2% above your FD rate.
- Pay Interest Only: With an OD facility, you pay interest only on the amount you use.
- Pledge Your Lokseva FDs: Get instant loans by pledging your Fixed Deposits held with us.